Jacqueline MoodyJammin’ Jests, Jukin’ Jives, & Jolly Roger Justice

I just had to write again about my Chase card.  While so many things are going wrong with the economy and we are trying our best to get out of debt by the time we retire, this is one of the shining things that I am doing right.  The cash I get back on the Chase Freedom Plus Worldcard is just amazing.  On my last two statement,  earned $140 in rewards.  If that continues as an average of $50-70 per month, that means approximately every 3-4 months I earn $200 in rewards.  Since I wait for the $200 to build up, that means they send me a check for $250.  That means in a year, I earn $750 or $1000 just for using my credit card to purchase things I would have purchased anyway.

Another bonus I get is I never have to worry about if I’m taking too much out of my bank account as it is going on the charge card.  I can sit down and make payments based on what’s in my account, and if needed I can pull some out of savings to cover the payment.  I haven’t had to do that, but it is very reassuring to be able to look at my finances and handle my own rollovers.

One more bonus is that since money stays in my account longer, I earn more interest on it.  In the grand scheme of things it is a small amount, but that is still money to the good for me.

I sure wish they taught you things like this in school.  I make every charge with a credit card, pay off the bill every month so I never have to pay interest, and my credit card pays me cash for using it.  What could be simpler?  

Thank you, Chase, for giving me such a great deal with my credit card!