Jacqueline MoodyJammin’ Jests, Jukin’ Jives, & Jolly Roger Justice

I just had to write again about my Chase card.  While so many things are going wrong with the economy and we are trying our best to get out of debt by the time we retire, this is one of the shining things that I am doing right.  The cash I get back on the [...]

I got my first rewards based on my new Chase Freedom Plus world card.  The basics of the plus are that I earn 3% cash back on 6 categories instead of 3, there’s no limit to the bonus cash back rewards earned,  and some other things such as rewards not expiring.  On the downside, there is [...]

I own two fake Visa cards tied to two different checking accounts. I originally thought having a Visa card for my ATM card was a good thing. It is more convenient for me rather than having cash, but that convenience comes with a price. If your card number is stolen and charges are made, those charges come out of your bank account. And while you may have your money restored in 1-5 days (depending on your bank’s policy), you may get hit with returned check fees for any bank transactions that posted during that time. Guess what? Some banks DO NOT refund those fees! They count on them as part of their income. I highly recommend you check with your bank to find out their policy if something like this were to happen to you.

Visa and my bank are doing something to help. Starting April 29th, they are